Financing at Gemma’s Jewelers
Sparkle Now. Pay Over Time.
At Gemma’s Jewelers, we believe finding the perfect piece should feel exciting — not stressful. That’s why we proudly offer flexible financing with Citi Pay, making it easier to say yes to the jewelry you love.
Financing Available with Citi Pay
✔ Up to 12 Months No Interest*
Enjoy interest‑free monthly payments on qualifying purchases with Citi Pay.
Why customers love Citi Pay:
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No interest for up to 12 months*
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Easy application & fast approval
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Use in‑store or online
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Perfect for engagement rings, custom designs, and fine jewelry
Subject to credit approval. Terms & conditions apply.
AMERICAN FIRST FINANCE
We also partner with American First Finance to offer additional flexible payment solutions.
Why customers love American First Finance:
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Flexible payment plans
- No traditional credit required*
- Quick approval process
- Ideal for a wide range of purchases
Terms and conditions apply. Approval based on eligibility.